Connecting to the borderless economy

At Banking Circle, we are dedicated to providing you with a payment infrastructure that ensures seamless operation across the new borderless economy and brings you as close to the national clearing schemes as practically possible, without the need for your own banking licence.

Our API gives you access to our entire payment ecosystem and provides you with the tools to innovate and optimise your product and operations.

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Efficient payment processing

The direct connection to our payment infrastructure provides you with real-time processing of payments with low operating costs and fees.

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Easy and flexible to use

Our API structure enables seamless integration to support your internal workflows for payments, reports, and real-time status updates.

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State-of-the-art technology

Our legacy-free API and payment platform was launched in 2020 and is based on the newest technology, ensuring you a future-proof solution.

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Secure and reliable

Our API delivers safety where you need it and a reliable platform that enables automation in the payments lifecycle.

What our API can offer

Payments

Our payment platform handles single and bulk payments. Payments are routed via local clearing to achieve low cost and speedy settlement. The service includes initiation, status monitoring and elaborate transaction details...Learn More

Accounts

The Accounts API gives you access to an overview of your accounts with Banking Circle. You can check the balance of an individual account, get detailed information about the activity on the accounts...Learn More

Foreign Exchange

For customers using our Real-time FX trading platform, the FX functionality gives you an overview of unsettled (not booked yet) and settled (booked) FX transactions...Learn More

Reports

The API gives you access to a range of pre-defined reports, including account activities, account balances, rejected payments and reconciliation...Learn More

Fee

The Fee endpoint gives you direct access to a summary of the entries that will be enclosed in your monthly invoice from Banking Circle...Learn More

Great solutions are worth waiting for.
But now you don’t have to

Credentials exchanged, including IP addresses, certificates and user detail. This is in line with PSD2 requirements under Strong Customer Authentication. A fast, automated process with immediate response.

The process for going live with your Banking Circle API

1

Credentials exchanged, including IP addresses, certificates and user detail. This is in line with PSD2 requirements under Strong Customer Authentication. A fast, automated process with immediate response.

2

A test Guide will be issued by your Implementation Manager on how to connect to the Sandbox environment.

3

You test that the credentials enable you to connect to the API using your HTTP client of reference, e.g. Postman. Test result is signed off via email by both parties.

4

The live environment configuration is completed, access is granted and you will receive the credentials.

5

Live testing on REST API using live account details. Test is signed-off via email by both parties. This is the final step of API implementation.

Our clients make us better

Strip

“We selected Banking Circle for their technical platform. We believe in Banking Circle’s vision and execution of building best-in-class financial infrastructure for service companies like stripe.”

Jeremy Büttner, Head of Banking Partnerships, EMEA, Stripe

Paysafe

“Banking Circle has a much more open approach to ways of working - with APIs, the right service levels and reporting in place - compared to that which many of the traditional banks would have.”

Garreth Dorree, Head of Operations, Paysafe

Credorax

“We want to give our merchants the best service. It needs to be fast and scalable, which is why we chose Banking Circle. We’re currently doubling our processing volume year-on year and need to ensure we have the best systems in place...”

Aviram Shemer, CFO, Credorax