Action Required: Hybrid & Structured Address Migration

As part of the industry-wide ISO 20022 address migration, we are implementing Hybrid Address requirements.

New Address Fields required:

  • Town Name
  • Country Code

Existing address requirements remain unchanged, with Town Name and Country Code becoming mandatory for applicable payment flows as part of the industry migration.

For full implementation guidance, examples, validation behaviour, exceptions and required client actions, refer to the Hybrid & Structured Address Migration Guide.

Town Name and Country Code are expected to become mandatory for applicable payment flows from the start of November 2026.