Introducing Retry and re-route automation of SEPA Instant payments

We will soon introduce automation to retry and re-route SEPA Instant payments upon soft and hard rejections, respectively. These additions will increase the transparency and enhance the straight-through processing of payments.

Specifically, we will re-try eligible SEPA Instant payments upon soft rejections (e.g. timeouts) and re-route ineligible for SEPA Instant or hard-rejected ones as SEPA Credit Transfers under the criteria of that scheme. Non-processable payments under either scheme will be transparently rejected back to the client.

You can find fully explicit details here.