Account Reporting with camt.053

Banking Circle supports end-of-day account reporting using the ISO 20022 camt.053 message format.

ISO 20022 Version

We currently support the following version of the camt.053 message:

Message Type	Version	Description
`camt.053`	`camt.053.001.02`	Bank to Customer Statement V2 – Provides detailed reporting of all booked transactions for a specific account.

All references to camt.053 in this documentation refer to this specific version unless otherwise stated.

Retrieving Account Statements

The camt.053 message is used to retrieve end-of-day bank-to-customer statements in XML format. Each report provides a complete overview of all posted transactions and balance movements for a given account and reporting period, supporting reconciliation and internal reporting processes.

For information about accessing the statements via our APIs, please refer to the Bank to Customer Statement documentation.

Request Format

Request Headers

Below are the required headers for the request:

Header Name	Required	Format	Description
Authorization	Mandatory	String	Bearer token for authentication. Example: `Bearer eyJ0eXAiOiJKV1Q...`

Request Body

The body of the request should contain the pain.001 XML file. Below is the specification:

Parameter	Required	Allowed Input	Description
transactionDate	Mandatory	ISO 8601 YYYY-MM-DD	The date for which the file should be generated. Example: '`2024-05-12`'