Use this endpoint to order Virtual Accounts.

You can order three different types of Virtual Accounts:

Reconciliation
POBO
COBO

The defaultPhysicalAccountId property is the id of the Master Account you wish to use as the default currency. If you have multiple Master Accounts, this property is mandatory. Otherwise, the order defaults to the single available Master Account.

The optional physicalAccountsList property is available if you do not wish to link your Virtual Accounts for all your Master Account currencies. When the system creates the Virtual Accounts for your order, it will only create them for the Master Account ids you provide in this list.

You can order POBO and COBO accounts with or without customer details. If you decide to order POBO or COBO accounts without customer details, customer details can be added later using the POST/api/v1/virtualAccounts/update endpoint. The Reconciliation account type is only available without customer details.

In the order request body, you can provide the customerDetailsList property, which is an array able to contain customer detail items. The number of customer detail items you provide must equal the orderedAmount. Use the form below to generate an example of a request body with the customer details.

You can provide Master Accounts from multiple regional entities in physicalAccountsList. If you have companies and Master Accounts across multiple regional entities, you can order Virtual Accounts with currency links to all of them in a single request. When you order with multiple regional entities, companyNumber and defaultPhysicalAccountId must be from the Banking Circle SA entity.

Customer details are mandatory for POBO or COBO orders with Banking Circle LI accounts.

Order example with Banking Circle SA and Banking Circle LI companies and accounts:

{
    "companyNumber": "000012456", // SA company
    "orderedAmount": "1",
    "defaultPhysicalAccountId": "21910afb-e4d9-4d1e-8f0d-b5f8e71d1eeb", // SA Master Account
    "orderType": "Pobo",
    "PhysicalAccountsList":[       
        "21910afb-e4d9-4d1e-8f0d-b5f8e71d1eeb", // SA Master Account
        "dd8589d3-34eb-4f0c-87ee-b6e8be8db3f7", // SA Master Account
        "a6b043f5-ead3-43c0-900b-1fbc5973c10b" // LI Master Account
   ],
    "customerDetailsList": [
    {
        "customerIdentifier": "Identifier",
        "customerType": "P",
        "name": "John Doe",
        "address1": "BC Road 12",
        "address2": "Copenhagen",
        "address3": "DK",
        "ubOfirstname1": "FirstName",
        "ubOlastname1": "LastName",
        "country": "DK"
        }
    ]   
}

When adding customer details, the following characters are allowed:

a b c d e f g h i j k l m n o p q r s t u v w x y z  
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z  
0 1 2 3 4 5 6 7 8 9  
/ - ? : ( ) . ' +  
Space (except leading spaces)

The endpoint response is an orderId that you can use to retrieve the order information and status.

📘
Limit on the number of Virtual Accounts per order.
There is a limit of 1,000 Virtual Accounts per request for orders and updates, including customer details. Orders WITHOUT customer details are limited to 2,500 Virtual Accounts per request.

📘
Address field 3 - Country code, ISO-2/Alpha-2 standard.
In this field, we require the country code to be present using the ISO-2 Alpha-2 standard. This standard uses two-letter country codes. For example,
'US' for the United States and 'GB' for the United Kingdom. Please use the correct
country code per the ISO-2 Alpha-2 standard. Please find all country codes here

📘
Country - ISO-2/Alpha-2 standard.
This field is optional. If present, the country code must follow the ISO-2 Alpha-2 standard. This standard uses two-letter country codes. For example,
'US' for the United States and 'GB' for the United Kingdom. Please use the correct
country code per the ISO-2 Alpha-2 standard. Please find all country codes here

Error codes and descriptions

Error code & error message	Additional descriptions
ExceedsAllowedAmountException The maximum allowed number of customer details per request is 1000	A virtual account order including customer details has a maximum of 1000.
NoPermissionException No permission to do POBO request/No permission to do COBO request	Your user does not have permissions to do the chosen type of virtual account order.
CustomerDetailsNumberException The number of customer details entries must be equal to the number of ordered virtual accounts.	The ordered amount has to match the number of customer details you provide.
DefaultPhysicalAccountMustBeIncludedException Default physical account must be included in PhysicalAccountsList
NoMasterAccountProvidedException PhysicalAccountsList includes accounts that are not master accounts
NoExistingVirtualAccountsException No physical accounts available.	There are no master accounts under the company you provided.
MandatoryUboInformationNotProvidedException Customer details are mandatory for creating orderType Pobo/Cobo.
SpecifyDefaultPhysicalAccountIdException Specify a default account Id.	There are multiple master accounts/currencies under the company you provided. Please use the defaultPhysicalAccountId property to provide the ID of the master account/current which will be the default.
IncorrectDefaultPhysicalAccountException Provided default account is incorrect.	The provided default account is not a master account.
MultipleSameCurrencyAccountsException Cannot process order because multiple same currency accounts were found.	There are multiple master accounts with the same currency under the company you provided, e.g. two master account with EUR currency. Please use the PhysicalAccountsList property to provide a list of master accounts that only have one of each currency.

201Created

400Bad Request

401Unauthorized

403Forbidden

404Not Found

500Internal Server Error