Reconciliation Report
Banking Circle offers three types of reconciliation reports, each designed for different reconciliation needs:
-
Standard Reconciliation Report (GET /api/v1/reports/reconciliation-report)
- Historical reconciliation across multiple days
- Up to 50,000 payments per report using the synchronous endpoint
- Also available with larger volume via the asynchronous reports-on-request endpoint (POST /api/v2/reports/requests/reconciliation-report)
-
Paginated Reconciliation Report (GET /api/v1/reports/reconciliation-paged-report)
- Single-day reconciliation for large volumes (>50,000 payments)
- Customizable page sizes for efficient processing
- No date range support
-
Intraday Reconciliation Report (GET /api/v1/reports/reconciliation-intraday-report)
- Same-day transaction monitoring with time-range filtering
- Tracks transactions based on creation time
- Note: Payments after 19:00 CET will appear in the next business day's report
All reports include payments with status processed and pendingProcessing, and are both available in JSON and CSV format. The generated report contains the following fields.
Report Fields
Mandatory Fields
The fields listed below are always included in the report by default.
Note: Field names use camelCase in JSON format (e.g.
pIdChannelUserorpTxnDate), while CSV format uses capitals and underscores (e.g.P_ID_CHANNELUSERorP_TXNDATE).
| Field Name | Field Type | Example | Description |
|---|---|---|---|
| pIdChannelUser | Varchar | [email protected] | User ID of the requesting client |
| pTxnDate | Date (YYYY-MM-DD; MM/dd/yyyy HH:mm:ss.fff) | 2021-10-27T00:00:00.000+00:00 | Internal date that indicates when payment was instructed in BC Connect. It does not match the processing date. |
| reportDate | Date (DDMMYYYY) | 29102021 | Date of when the report is generated |
| customerId | Number | 15106 | Customer ID of the account |
| account | Varchar | DKXXXX0000000XXXXX | IBAN of the account |
| accountCurrency | Text (3) | EUR | ISO currency of your account |
| debitAmount | Number, 2 decimals | 22.26 | The amount debited, it is only populated if DBIT. In case of reversal of a debit, the amount will be given as a negative equivalent of the original amount debited |
| creditAmount | Number, 2 decimals | 10.89 | The amount credited, it is only populated if CRDT. In case of reversal of a credit, the amount will be given as a negative equivalent of the original amount credited |
| valueDate | Date (YYYY-MM-DD;DD/MM/YYYY) | 27/10/2021 | Value date for posting on the account |
| instructedAmount | Number | 22.26 | Only for DBIT. Equivalent in original currency to the amount transferred after currency exchange. The instructed amount based on the choice of "payment currency" as provided in the payment instruction |
| instructedAmountCurrency | Text (3) | EUR | ISO currency of instruction. Contains the currency of the instructed amount as provided in the payment instruction |
| transactionAmount | Number | 18.78 | DBIT: actual amount transferred to beneficiary. CRDT: actual amount received for credit to the beneficiary account |
| transactionAmountCurrency | Text (3) | GBP | ISO currency of transaction amount |
| exchangeRate | Number | 0.84367 | Currency exchange applied in the transaction, between the instructed amount and the transaction amount. |
| debtorBankCode | Varchar | SXPYDKKKXXX | Bank Code of the debtor, only populated for CRDT |
| debtorAccount | Varchar | DKXXXX0000000XXXXX or 252xxxxx | For CRDT: Account of debtor. For DBIT: Blank For DBIT using VIBAN: VIBAN (DK representation) or BBAN |
| debtorLine1 | Varchar | Debtor Name | For CRDT: Line 1 details for debtor For DBIT: Blank For DBIT using VIBAN: Name associated with Virtual account |
| debtorLine2 | Varchar | Debtor Address line 1 | For CRDT: Line 2 details for debtor For DBIT: Blank |
| debtorLine3 | Varchar | Debtor Address line 2 | For CRDT: Line 3 details for debtor For DBIT: Blank |
| debtorLine4 | Varchar | Debtor Address line 3 | For CRDT: Line 4 details for debtor For DBIT: Blank |
| beneficiaryBankCode | Varchar | SXPYDKKKXXX | Bank code of creditor, only populated for DBIT |
| beneficiaryAccount | Varchar | DKXXXX0000000XXXXX or 252xxxxx | For DBIT: Account of creditor For CRDT using VIBAN: VIBAN (DK representation) or BBAN For CRDT: Blank |
| beneficiaryLine1 | Varchar | Creditor Name | For DBIT: Line 1 details for Beneficiary. For CRDT using VIBAN: Name associated with virtual account. For CRDT: Blank |
| beneficiaryLine2 | Varchar | Creditor Address Line 1 | For DBIT: Line 2 details for Beneficiary For CRDT: Blank |
| beneficiaryLine3 | Varchar | Creditor Address Line 2 | For DBIT: Line 3 details for Beneficiary For CRDT: Blank |
| beneficiaryLine4 | Varchar | Creditor Address Line 3 | For DBIT: Line 4 details for Beneficiary For CRDT: Blank |
| paymentReferenceNumber | Varchar | 010F10xxxx001007 | BC Connect reference number, unique identifier for processed transactions |
| fileReferenceNumber | 36 CHAR a-Za-Z0-9/-?:.+ | 923578e7-7a58-4982-93f1-5862e687611d | Bulk id of instructed payment file, only populated for bulk payments |
| userReferenceNumber | a-Za-Z0-9/-?:.+ | Debtor reference | Provides the reference number of each payment record as stated in payment instruction by the debtor (DebtorReference). In case of internal transfers between BC Connect accounts, this field would be blank. |
| paymentDetails1 | Varchar | End to end id for beneficiary | Line 1 of payment details (Remittance information line 1). Reference is propagated to beneficiary. |
| paymentDetails2 | Varchar | Info for beneficiary 2 | Line 2 of payment details |
| paymentDetails3 | Varchar | Info for beneficiary 3 | Line 3 of payment details |
| paymentDetails4 | Varchar | Info for beneficiary 4 | Line 4 of payment details |
| creditDebitIndicator | DBIT/CRDT | DBIT | CRDT for credit, DBIT for debit |
| bankTrnsCodeDomain | Varchar | PMNT | Bank transaction code for payment type identification. PMNT= Payment transfer FORX= foreign exchange ACMT=Account management: fees, interest, teller bookings |
| bankTrnsCodeFamily | Varchar | ICDT | Bank transaction sub-code for payment type identification. IDCT: Issued payment, sold leg FX or fee RCDT: Incoming payment, bought FX leg, reversal of payment fee |
Additional Optional Fields
These fields are only included when specifically requested via the PropertiesIncluded parameter, or excluded via the PropertiesExcluded parameter:
| Field Name | Field Type | Example | Description |
|---|---|---|---|
| bankTrnsCodeSubFamily | Varchar | DMCT | DMCT: Domestic Credit Transfer XBCT: Cross Border Credit Transfer RRTN: Reversal due to Payment Return |
| paymentId | 36 CHAR, Varchar | 4a1e5714-7ac3-9383-08a7-ffbadaa2f4bb | Unique payment reference within BC Connect that can be used to match the transaction instructed via API with the booking in the reconciliation report |
| lastChangedTimestamp | YYYY-MM-DDTHH:MM:SS.00000000+00:00 | 2019-11-08T11:40:25.00000000+00:00 | Indicates the time stamp of when a transaction was last changed in the processing system. |
| createdAt | YYYY-MM-DDTHH:MM:SS.00000000+00:00 | 2019-11-08T11:40:25.00000000+00:00 | Indicates the time stamp of when a transaction is created in the processing system. |
| additionalRemittanceInformation1 | Varchar | /RETN/ | Additional remittance information. In case of incoming return, it may contain a return indicator. |
| additionalRemittanceInformation2 | Varchar | /AC04/Closed Account Number | Additional remittance information. In case of incoming return, it may contain a return reason code. |
| additionalRemittanceInformation3 | Varchar | /MREF/010F10xxxx012345 | Additional remittance information. In case of incoming return, it may contain the original payment reference. |
| additionalRemittanceInformation4 | Varchar | //information | Additional remittance information |
| additionalRemittanceInformation5 | Varchar | //information | Additional remittance information |
| debtorAgentBankCode | Varchar | BICCIEXX | Bank Identifier Code (BIC) of the financial institution, where the debtor account resides |
| ultimateDebtorLine1 | Varchar | Name | For debits: Name of your customer For credits: Blank |
| ultimateDebtorLine2 | Varchar | Address line 1 | For debits: Your customer's address line 1 For credits: Blank |
| ultimateDebtorLine3 | Varchar | Address line 2 | For debits: Your customer's address line 2 For credits: Blank |
| ultimateDebtorLine4 | Varchar | Address line 3 | For debits: Your customer's address line 3 For credits: Blank |
| ultimateDebtorAccount | Varchar | IE29AIBK93115212345678 | For debits: The debtor account number (i.e., an account number issued by you). For credits: Blank |
| ultimateBeneficiaryAccount | Varchar | IE29AIBK93115212345678 | For debits: Blank For credits: The creditor account number (i.e., an account number issued by you) |
| statusReasonCode | Varchar | RR01 | Reason code in case of payment getting reversed |
| statusReasonDescription | Varchar | Insufficient sender account or unique identification | Reason description for payment reversal |
| instructedChargeBearer | Varchar | OUR | Charge bearer instructed by client |
| chargeBearer | Varchar | SHA | The actual charge bearer used for payment processing |
| paymentRail | Varchar | SEPA (SCT) | The payment rail used for executing the payment. You can read more about it here. |
| return | Text (4) | True | Possible values: true or null. The value will be true if the payment is an incoming return payment, otherwise the value will be null. This does not apply to incoming SEPA Direct Debits, where the value will always be null. |
| directDebitMandateId | Varchar | 41b9a62baa5a2320247841ef865c1001 | directDebitMandateId is a unique identifier assigned to a mandate issued by creditors under the SEPA Direct Debit scheme, such as a customer number |
| processedTimestamp | YYYY-MM-DDTHH:MM:SS.00000000+00:00 | 2024-05-08T11:40:25.00000000+00:00 | Indicates the timestamp of when the payment is processed. |
| latestStatusChangedTimestamp | YYYY-MM-DDTHH:MM:SS.00000000+00:00 | 2024-05-08T11:40:25.00000000+00:00 | Indicates the timestamp of latest status change on the payment. |
| clientOrderId | 35 CHAR, Varchar | YourUniqueId | Your reference for your FX Trade executed via FX API. Note: Only displayed for FX trades. |
Updated about 2 months ago