Payment

To initiate a payment, the BC Connect API offers you the create payment endpoint. The request sent to this endpoint requires a mandateId, because it is only possible to execute payments against an existing mandate.

If there is no existing mandate, it is also possible to initiate a new mandate and a payment for it in one step. To do this, nest a CreateMandate request in a CreatePayment request using our optimised workflow. This way both entities are simultaneously created in one request.

In the CreatePayment response, BC Connect will return a payment reference. This reference is used to transfer the payment to the bank and it also appears on the account statements of all banks involved in clearing the payment.

Single payment

Recurring payment

When setting up a recurring payment, it is only necessary for the first payment to contain all information about the customer, bank account, mandate and the payment.

Every payment following the first can be sent with only the mandateId and the payment details inside of the request.