Bank to customer account report provides a comprehensive, structured intraday data of account activity for reconciliation, cash management, and financial reporting.

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By default, the report will be a summary of the account and the current balances. To include transactional data, make sure to set includeTransactions to TRUE. Transactions will be sorted by the newest transaction first.

The report can be retrieved by Report of Request (asynchronous) or Cursor-based pagination (synchronous)

Supported Formats

The report is available in the following formats:

CSV - Flat, tabular format suitable for spreadsheets and simple integrations.
JSON - Structured format optimized for system-to-system integrations.
CAMT.052.001.08 (ISO 20022) - Standardized XML format for financial messaging and enterprise-grade integrations.

Report Content

The Bank To Customer Account Report includes:

Account identification and metadata
Interim Available Balance (ITAV) and Interim Booked Balance (ITBD)
Booked transactions
Transaction details, including:
- Amount
- Currency
- Transaction date and value date
- Transaction references
- Counterparty information

Balances

Balance	Description
ITAV - Interim Available Balance (Intraday)	Available balance calculated in the course of the account servicer's business day, at the time specified, and subject to further changes during the business day. The interim balance is calculated on the basis of booked credit and debit items during the calculation time/period specified.
ITBD - Interim Booked Balance (Intraday)	Balance calculated in the course of the account servicer's business day, at the time specified, and subject to further changes during the business day. The interim balance is calculated on the basis of booked credit and debit items during the calculation time/period specified.